Habitat for Humanity GTA is a non-profit housing organization working with communities to build homes for working, low-income families in need of safe, decent, affordable housing. By offering zero down payment, no-interest mortgages capped at 30 percent of a family’s income, Habitat for Humanity GTA offers families a hand up, empowering them to achieve stability and self-reliance through affordable homeownership, so that they can build a better life. With the support of donors and volunteers, we build homes in Brampton, Caledon, Toronto, and York Region, serving two-thirds of the GTA. Since 1988, Habitat GTA has built more than 300 homes in partnership with families. Habitat GTA is one of more than 1,400 Habitat for Humanity affiliates worldwide sharing a common vision and purpose. Habitat for Humanity GTA also operates 11 Habitat ReStore home improvement retail stores across the GTA, which sell donated, new and gently-used home furnishing and renovation materials at a fraction of the original price. ReStore proceeds directly support building Habitat homes. ReStore also helps the environment, by diverting thousands of tons of household materials from landfill.